Saturday, August 24, 2013

Blog-a-long day 24/30: A Time to Speak Up

Beauty is in the eye of the beholder
 
 
I was thinking about what I was going to write today.  24 days in to this blog-a-long I was wondering if I really had something to say.  Then I had an experience on Facebook that gave me my topic.  You see, everyone has a right to their opinion, and they can share it anyway they want; however, when that is done, the sharer also must be able to accept the responses they may elicit.
 
Since not many read or respond to my blog posts, I thought this was a good place to get out my frustration.  I really try not to post political thoughts on Facebook, but.......this is my blog and I can post my feelings.....how cool is that??????
 
In 2003 I retired "early" from Blue Cross and Blue Shield of Michigan, I did not qualify for continued health care coverage, as a result, I went two years with no health care coverage and prayed that I did not get sick.  I could not afford the $800 a month for health care coverage under COBRA. I then purchased individual coverage and paid $500 a month for coverage for one person.  In 2008 I started working again and  got health care coverage. In 2011 I was diagnosed with Breast Cancer in both breasts,  I was not worried about the cost of treatment because I had health care coverage.  June 2012 I retired because at age 62 and having survived four surgeries to treat the breast cancer, I did not know how much time I had left on this earth and that I needed to appreciate everyday, reduce stress and live.  The company I retired from does not provide the option for health care for its retirees.  As a result I had to get COBRA coverage which I pay for and will end on Dec. 31, 2013.  I will not be eligible for Medicare until Nov. 2014.
 
In today's environment there is a pre-existing benefit clause that prevents payment for medical services received for a condition, such as breast cancer, for a specific period of time ranging from 18 months to 10 years.  Effective 1-1-1014 the affordable care act (in the United States) will remove this pre-existing benefit clause. will be eliminated. November of 2014 when I turn 65 and qualify for Medicare.  I have been living in fear of the removal of the affordable care act simply because of the cost to continue to take a small pill designed to keep my cancer from coming back that costs $485 a month or the cost of the yearly mammogram and follow up medical visits every 6 months.
 
I am so blessed and thankful to be alive.  I am so thankful that I will hopefully be able to purchase health care coverage without any penalties.  I understand that many people in this country do not like the Affordable Care Act, and that is their right and I pray that they never have to walk one block in my shoes.  However, I am so thankful for the assistance that it will give to people like me.
 
Ok, I am stepping off my soap box.  Thanks for listening.

2 comments:

rose of Walk in the Woods, LLC said...

I hear ya, syster-woman. And I wish you the best to see you through to 2014 and beyond!

Glenda Hoagland said...

Thank you Rose. I hear so many people complain without any suggestions on how to make it better. Have a great day